Verywell / Laura Porter
If you’re worried about money, you’re not alone.
Money is acommon source of stressfor American adults.
This is pretty significant given financial stress is linked to so many health issues.
Verywell / Laura Porter
Understanding Financial Stress
Financial stress is emotional tension that is specifically related to money.
People with less income might experience additional stress due to their jobs.
Their jobs might lack flexibility when it comes to taking time off.
Most people stress about money from time to time.
But financial stress can become problematic if it disrupts your everyday life.
Take Stock of Your Finances
Make a list of the financial struggles that most concern you.
Take baby steps to tackle each problem one by one so you don’t overwhelm yourself.
Try making a budget plan, only spending on necessities for a week or a month.
you’ve got the option to also try tracking your spending.
You might seek professional assistance to help you with your finances.
Remember, you’re not alone.
you’re able to develop a system of trusted friends and family to help youstay optimisticabout your finances.
In some cases, you may even choose to seek professional help from a mental health care provider.
All options for support are valid.
Engage in Self-Care
Maintaining a healthy lifestyle is important to help you manage stress.
give a shot to exercise for 30 minutes a daymove your body in whatever way feels good for you.
This improves your mental and physical health.
Walking is a great way to get a workout in and relieve stress at the same time.
Take time to unwind,meditate, enjoy afun activity, and connect with others.
Links and Resources
Tran AGTT, Mintert JS, Llamas JD, Lam CK.At what costs?
Student loan debt, debt stress, and racially/ethnically diverse college students perceived health.Cultur Divers Ethnic Minor Psychol.
2018;24(4):459-469. doi:10.1037/cdp0000207
American Psychological Association.Speaking of psychology: The stress of money.
2009;155(2):281-285.e1.
2019;19(1):957. doi:10.1186/s12889-019-7231-1
Stress in America: Paying With Our Health.
2018;12:353. doi:10.3389/fnhum.2018.00353
Harvard Business Review.Research: The best strategy for paying off credit card debt.
American Psychological Association.Dealing with financial stress.
doi:10.1177/2333721421999316
American Psychological Association.Stress in America: Paying with our health.
2013;33(8):1148-1162. doi:10.1016/j.cpr.2013.08.009
Saad L.Delaying care a healthcare strategy for three in 10 Americans.